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Live for EU merchants·See what's new

Payments for industries others reject.

The specialist payment service provider for cannabis, CBD and other regulated high-risk merchants. Cards, Pay by phone, Open Banking and QR Pay in one platform; PayPal is coming soon.

Get started
One PSP · More payment routes · Clear merchant fit
Card paymentsLive
Pay by phoneLive
Shopify + WooCommerceLive
Open Banking + QR PayLive
01Interactive payment demo
Open live

MAJOR QR-PAY UPDATE

QR Pay now confirms bank transfers automatically.

Customers scan and transfer as usual. Once the matching incoming payment is visible in the bank feed and can be assigned with confidence, FoxPay confirms it server-side and keeps the order status reliable.

FoxPay QR Pay journey from QR code to bank transfer and automatic payment confirmation
1 monthTry Autopilot free
€0Monthly base and setup fee
Server-sideDetected and matched with confidence

FoxPay never receives online-banking credentials and cannot initiate transfers through this connection. Account data is used exclusively for automated payment matching.

Cannabis commerce

Payments for regulated cannabis commerce.

We onboard compliant cannabis and CBD merchants across the EU and the UK — from compliance check to first live payment.

21+
Industries covered
10 min
Account setup
12h
Avg. onboarding
EU · Compliance
GDPR
EU compliant

Onboarding in 4 steps

Onboard in 10 minutes, go live in 12 hours.

01
Create account
Set up company and shop.
≈ 10 min
02
Compliance review
Category and license check by our team.
≈ 4 h
03
Test payments
Sandbox flows and test orders.
Sandbox
04
Go live
First payments within 12 hours.
Live!

Ready to accept compliant cannabis payments?

Join the FoxPay platform for regulated cannabis and CBD merchants — onboarding in under 12 hours.

Get started
Integrations

Four payment methods active. PayPal coming soon.

Offer FoxPay through Shopify and WooCommerce today, test our JTL plugin in beta, or build with the REST API. Integration of the PayPal payment method has started, targeting a Q3 launch.

3 live2 in beta1 in progress1 soonSDKs: Node · Python · Go · PHP
WooCommerce plugin

One-click integration for WooCommerce.

Install the plugin, connect your FoxPay account, accept A2A payments. Four steps, no code required.

woocommerce
3.0
wordpress
5.0
php
7.2
methods
card · SEPA · QR-Pay · crypto
01
Start onboarding
Create your FoxPay account and enable WooCommerce integration.
~2 minactive
Integrations
Missing an Integration?
Vote for the next platform — we prioritise by demand.
Industries

High-risk specialists for supported industries

We specialize in hard-to-place businesses. Where others see risk, we see opportunity. Get approved for a dedicated merchant account in as little as 48 hours.

Fashion & Apparel

Standard Risk

Apparel, footwear, accessories — D2C, marketplace, pre-orders.

Electronics & Consumer Tech

Standard Risk

Smartphones, laptops, audio, smart home — new and refurbished.

Home & Garden

Standard Risk

Furniture, decor, garden supplies, DIY — including bulky freight items.

Beauty & Cosmetics

Standard Risk

Skincare, fragrance, beauty devices — D2C and subscription.

+2
Payment methods

Live today. Clear as we expand.

Open Banking, QR Pay, cards and Pay by phone are actively offered. PayPal is coming soon — subject to merchant fit, target market and provider approval.

4 Live
Online bankingLive
QR PayLive
Credit cardLive
PayPalSoon
SEPASoon
Pay by phoneLive
Pay by invoiceSoon
CryptoSoon
What you get

Payments infrastructure that doesn't flinch.

Everything you need for modern bank-to-bank payments — initialisation, status, webhooks and reporting — in a lean REST API.

A2A focused
Account-to-account: the buyer pays directly from their bank, the merchant receives the money straight to their IBAN. No PSP escrow, no card network in between.
Instant merchant settlement
Funds move over Open Banking rails straight from buyer to merchant. No 30-day rolling reserves, no holding period.
One REST API
Open Banking and QR-Pay through a single surface. Idempotent endpoints, signed webhooks, OpenAPI 3.1 spec — always in sync.
Licensed Open Banking partners
We orchestrate through regulator-licensed PISPs and banks across the EU. We never custody merchant funds ourselves.
A2A flow reporting
Conversion and success rates by bank, country and method. Data over anecdotes — straight in the dashboard, exportable.
Humans, on the line
Dedicated team, no help-center tickets. Real people who understand A2A flows and EU bank rails.
08Products

A platform for modern merchants

Payment products for online, in-person, and custom commerce flows.

Product / 01
Most Popular

Online Payments

Online payments over Open Banking and QR-Pay — one REST API, signed webhooks, sandbox in 24 hours.

Methods
SEPA · OB
  • Open Banking and QR-Pay
  • Webhook-driven status updates
  • Sandbox before going live
Product / 02
New

A2A focused

Account-to-account: buyer pays straight from their bank, merchant receives the funds instantly. No escrow, no payout system.

Settlement
Instant
  • Direct bank → bank transfer
  • No PSP custody of funds
  • No rolling reserves
Product / 03
API

Hosted Payment Flow

Clean REST flow between shop, FoxPay and bank — initialize, status, webhook.

Flow
REST API
  • REST · idempotent endpoints
  • Signed webhooks
  • OpenAPI 3.1 spec
Direct
Bank confirmation · no card networks
Instant
Bank-to-bank settlement
38
SEPA countries reachable
Beta
API status · v0.1
Security & Compliance

Security

Every transaction protected by multiple layers of security and compliance

256-bit SSL encryption

All data transmissions are encrypted using industry-standard SSL/TLS protocols

Secure data storage

Customer data is encrypted at rest with restricted access controls

24/7 security monitoring

Real-time monitoring and threat detection systems

Two-factor authentication

Enhanced account security with 2FA support

Structural security through A2A

Because buyers pay directly from their own banking app and FoxPay never stores or forwards card data, the most common e-commerce attack vector disappears entirely.

  • End-to-end encryption
  • Network tokenization
  • Bank authentication 2.0
  • Real-time monitoring
  • ML risk scoring
  • Custom fraud rules
0
Card records stored
No card or PAN data in our environment
FOXPAY IS LIVE

FoxPay is Live

FOXPAY IS LIVE. Open the live app right away and explore the merchant experience. Create your account, test the flow, and start evaluating your setup in minutes.

Public
Active Merchants
<5 min
Setup Time
24/7
Merchant Support
EU
Go live fast

Ready to process what others won't?

Sandbox access in 24 hours. Live in as little as 5 business days after KYB.

Request access
Ready when you are

Stop saying no to revenue.

Sandbox in 24 hours. WooCommerce plugin installed in one click. Bank-to-bank settlement with no escrow or reserves.

Get started
A2A · direct to merchant IBANSEPA-nativeInstant settlementOpen Banking