MERCHANT FIT / ELIGIBILITY
Payment acceptance for regulated merchants
Review which markets, products, evidence and payment paths fit your business before integration. FoxPay documents requirements and open points instead of promising blanket approval.
- Last expert review
- 30 July 2026
- Reviewed by
- FoxPay Product & Compliance
01Review areas
What we review
Business model
Value chain, audience, order profile and payment flow.
Products & claims
Catalogue, product boundaries, promotion and evidence chain.
Markets & regulation
Company location, delivery markets, licences and local requirements.
Controls
KYC/KYB, age checks, fraud controls, returns and support.
02Evidence
Required documents
Company records
Registry, ownership, directors and settlement bank account.
Regulatory evidence
Licences, notifications or authority confirmations where applicable.
Business description
Products, markets, customers, supply chain and payment journey.
Technical information
Commerce system, domain, webhooks, status model and planned integration.
03Decision
An outcome with clear boundaries
Eligible
The submitted scope can proceed to technical review.
Conditional
Specific evidence or changes are needed before integration.
Not a fit
FoxPay documents which part of the model cannot currently be supported.
Re-review
Material changes to product, market or ownership trigger a new review.
04Workflow
From review to live payment
A traceable sequence with named decision points.
- 01
Enquiry & scope
Capture products, markets and payment journey.
- 02
Eligibility review
Assess the merchant case and evidence.
- 03
Feedback
Document the result, conditions and missing records.
- 04
Integration & tests
Test status, webhooks and failure cases in sandbox.
- 05
Live scope
Activate only the approved scope.
05Evidence
Review signals at a glance
The assessment combines all signals rather than one label.
| Signal | Example | Outcome |
|---|---|---|
| Company | Registry, UBO, directors | Required |
| Product | Licence, lab, claims | By category |
| Market | Location, delivery, audience | By market |
| Operations | Support, returns, monitoring | Required |
A positive pre-review does not remove the ongoing duty to report material changes and anomalies.
06FAQ
Frequently asked questions
Answers for the current, expert-reviewed scope.
Is every regulated business automatically high risk?
No. FoxPay reviews the actual merchant case, evidence and payment flow rather than relying on an industry label.
Which categories are excluded?
The outcome depends on legality, product, market, supply chain and controls. A binding assessment requires the complete scope.
Is the pre-review an approval guarantee?
No. It structures the review and identifies open requirements; approval applies only to the confirmed scope.